| There are many insurance policies which are | | | | as the owner do not get the damage repairing |
| available through every company. These of the | | | | claim. So the car owner does not have to bear |
| car insurance policies are categorized under | | | | much burden. |
| different categories. These categories are | | | | The policies recommended to the mid segment |
| differentiated on the basis of the cars. As there | | | | car’s owners is slightly different. In these |
| different insurance plans for the cars in lower | | | | policies the owner of the car can avail all the |
| segment, middle segment and higher segment. In | | | | facilities which were available to the other |
| the policies recommended for the lower segment | | | | car’s owner in the liability coverage. These |
| of cars are the one which is recommended by | | | | insurance policies actually provide the double cover |
| the govt. also. These policies provide the shield on | | | | that is if the car meets with an accident and is in |
| all the liabilities. In other words the owner of the | | | | the fault then the insurance claim is provided to |
| insured car doesn’t get any direct benefits. | | | | the other car and if the car is not guilty then the |
| In this policy the other car in the accident gets | | | | insured car will get the insurance benefits. |
| the real benefit as they get the claim for the | | | | The reason why this type of policy is only |
| car’s damage as well as the medical | | | | recommended to the owners is because through |
| allowance for the driver as well as for the | | | | this the owners of the insured cars get the |
| passengers injured in the accident. | | | | damage repairing and they don’t have to |
| There is a single condition that the other | | | | bear huge lose. Also these policies are neither to |
| car’s owner will get the claim only if the | | | | cheap nor too costly so can these be afforded |
| insured car is in the fault. If the insured car is not | | | | by these types of consumers. |
| guilty then the other car’s owner can not | | | | The other and the last types of insurance policies |
| claim for the car’s damage as well as for | | | | are meant for those who own the expensive |
| the medical allowance. This type of insurance is | | | | cars. These car owners usually get the every |
| only recommended for the lower segment cars | | | | possible facility whether this is an insurance claim |
| because these policies are cheaper in cost as well | | | | to the third party or to the owner itself. |